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Updated: 17.11.2017

Safe Payment Methods

1. Safe and trustworthy trade

The online store's payment methods are supplied by trustworthy payment processors. The online store always processes payments on a strongly encrypted https connection and all systems are kept up-to-date.

The activities of the payment processors are under the surveillance of The Finnish Financial Supervisory Authority

2. Easy shopping

Selecting a payment method is easy. You simply place your order and choose your preferred method of payment. At your disposal is an extensive selection of different payment methods with which buying is safe and easy. We receive confirmation of the payment immediately after completion and will beging processing your order as soon as possible.

Bambora PayForm (Paybyway Oy, business-id FI24865594) is the payment facilitator of the online shop. The Paybyway Oy is a payment facilitator authorized by the Financial Supervisory Authority of Finland. The payment process is conducted in the online service of the Bambora. Bambora or Paybyway Oy is shown as the payment received in the bank account listing and in the invoice. Paying with Bambora is safe. All information is exchanged through secured connections.

The trade happens between the online customer and the online shop. The online shop is responsible for all obligations related to the trade.

Read more about Bambora: https://www.bambora.com

Bambora PayForm

2.1 Bambora PayForm

Bambora PayForm

With Bambora PayForm you can pay your order by an internet banking account, a wallet, a payment card (credit/debit), an invoice or a partial payment. The following methods of payment are supported: Osuuspankki, Nordea, Danske Bank, Oma Säästöpankki, Säästöpankki, Aktia, Paikallisosuuspankit, S-Pankki, Handelsbanken, Ålandsbanken, MobilePay, Visa-, Visa Debit-, Visa Electron-, MasterCard- and Debit MasterCard payment cards, Jousto and Euroloan.

MobilePay:

You can pay with your MobilePay wallet if you have allowed online payments in the settings of the MobilePay application. Payment via MobilePay takes place directly from the payment card linked to MobilePay. If charging the payment from the linked card fails, MobilePay can not be used in the online shop.

Jousto: 
You can pay with a Jousto -invoice or part payment in over 4000 Finnish online stores. With the invoice, you get 14 days of payments (billing payment 4,90€) and with the part payment max. 12 months of payments (billing payment 4,90€ and monthly interest 2,42%).

For more information on Jousto: www.jousto.com

Everyday-joustoluotto: 
Everyday's credit limit is min. 300€ and the credit is open-ended. Payment all at once is due at the end of the next month (if you want to incur no interest) or in monthly payments. For monthly payments, minimum payment is 1/5 of the final sum. Past due, the open balance will be subject to 5% monthly interest. True yearly interest for a typical 500€ credit is 48,52%.

For more information on Everyday: www.everyday.fi

Euroloan: 

Euroloan Consumer Finance Oyj (2159120-9) is a Finnish financing institution operating since 2007. Euroloan invoice and part-payment is available to over 20 years old consumers having a permanent address in Finland. The payment method is enabled for payments from 10 to 2000 eur. The part-payment is invoiced every 30 days. For example, annualized percentage rate for a 1500 eur credit is 26,1 % when the payment term is 12 months. The total price is 1697,15 eur (incl. interest rate 6 %, invoicing fee 3,95 eur/month, opening fee from 3 eur).

Euroloan Consumer Finance Oyj reserves a right to review the credibility and the address information of consumers using Euroloan invoice or part-payment. The consumer is also requested the provide the personal id number. The credit is approved or declined based on this review. The order is delivered only to the address registered to the Population Register of Finland.

For more information on Eurolan: www.euroloan.fi

Laskuyritykselle.fi (invoice for company): 
Your company will receive the invoice in the method of your choosing; as an e-invoice or by email (.pdf invoice). For the invoice, your company has 14-day term of payment. Your company can define purchasing authority for the desired employees and control them easily with the help of an online service. Your company can monitor purchases made through the online service. Using the service for purchases is free.

For more information on Laskuyritykselle.fi -service: www.laskuyritykselle.fi

Contact information for Bambora PayForm:

Bambora PayForm, Paybyway Oy (business ID 2486559-4)
E-mail: payform@bambora.com
Phone: 029 300 5050 (on working days 9-16)
Mailing address: Laserkatu 6, 53850 Lappeenranta

2.2 PayPal

Paypal

You can pay with PayPal if you have a PayPal profile. In addition, you can use PayPal to pay using Visa, MasterCard or American Express. NEW! You can now use PayPal for payments even if you don't have a credit card!

For more information on PayPal: www.PayPal.com