Payment Methods
Secure payment methods
1. Safe and reliable shopping
The payment methods in our online shop are provided by trusted payment intermediaries. In our online shop, all handling of personal data and all payment traffic always takes place over a strongly secured https connection, and all software is updated regularly.
The activities of the payment intermediaries are supervised by the Finnish Financial Supervisory Authority.
2. Making a payment
Choosing a payment method is easy. You simply place your order in the online shop and select the payment method you prefer. You have a comprehensive range of different payment methods available, making purchasing easy and secure. We receive notification of the payment immediately after the order, and we begin processing your order as soon as possible.
The payment intermediary for the online shop is Visma Pay (Paybyway Oy, business ID 2486559-4), which is registered in the payment institution register maintained by the Finnish Financial Supervisory Authority. Payment is made through the Visma Pay online service, and on your bank statement and invoice the payee will appear as Visma Pay or Paybyway Oy. Visma Pay forwards the payments to the online merchant. Paying is secure, as all information concerning the payment transaction is transmitted over an encrypted connection so that no outside party can see the details of the payment transaction.
The purchase agreement is formed between the online shop customer and the online shop. The online shop is responsible for all obligations relating to the purchase.
Read more about Visma Pay: www.visma.fi/vismapay
2.1 Visma Pay
Through the Visma Pay service you can pay using online banking credentials, a wallet, payment cards (credit/debit), an invoice or instalments. The following payment methods are available: Osuuspankki, Nordea, Danske Bank, Oma Säästöpankki, Säästöpankki, Aktia, Paikallisosuuspankit, S-Pankki, Handelsbanken, Ålandsbanken, MobilePay, Masterpass, Pivo, Visa, Visa Debit, Visa Electron, MasterCard and Debit MasterCard cards, as well as Jousto and Enterpay Invoice for businesses.
MobilePay:
You can pay with your MobilePay wallet if you have allowed payments in online shops in the app settings. Payments made with the MobilePay wallet are charged to the payment card linked to the wallet. If charging the payment card fails, paying with the MobilePay wallet is not possible in the online shop.
Pivo
The terms of use are available on the Pivo website: https://pivo.fi/kayttoehdot/pivon-kayttoehdot/
Jousto invoice and instalment:
Jousto invoice and instalment is a domestic service with which you can make your purchases quickly and securely. Jousto is intended for private individuals who have managed their finances responsibly. With Jousto you get 30 days of interest-free and fee-free payment time. After receiving the invoice, you can decide whether to pay it in full or in parts. With instalments you can pay for your purchase in up to 36 instalments, starting from EUR 9.90/month. The costs of Jousto instalments are EUR 3.90/month and an annual interest rate of 19.90%. With Jousto you can pay for purchases of EUR 30-3000. The credit provider is Aurajoki Nordic Oy. Read more about Jousto at www.jousto.com.
Visma Pay payment service contact details
Visma Pay, Paybyway Oy (Business ID 2486559-4)
Email: helpdesk@vismapay.com
Phone: 09 315 42 037 (weekdays 9 a.m.-5 p.m.)
Postal address: Laserkatu 6, 53850 Lappeenranta
Alisa Invoice
A consumer can pay the invoice in up to 60 instalments
- The payment method is suitable for consumers over 20 years of age, for all types of purchases.
- Suitable for financing online shop purchases worth up to EUR 5000
- Offers 30 days of interest-free payment time
Alisa Business Invoice
Is a flexible and secure payment method for businesses
- Suitable for all Finnish companies regardless of company form
- Suitable for financing online shop purchases worth up to EUR 5000
- Offers 14-60 days of interest-free payment time
2.2 PayPal
You can pay with PayPal if you have a PayPal account. In addition, with PayPal you can pay using Visa, MasterCard and American Express credit cards. NEW! With the PayPal service you can now pay for orders even if you do not own a credit card!
More information about paying with PayPal can be found on the PayPal website